🌍 ClimateRiskCheck

Natural Disaster Risk in Cade

Louisiana

6.6out of 10
High Risk

Risk Summary for Cade

Cade scores 6.6/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Hurricane Drought

All 18 Hazard Scores

Coastal Flooding
9.8
Hurricane
9.7
Drought
9.4
Cold Wave
9.2
Tornado
9.1
Lightning
9.0
Extreme Heat
8.2
Ice Storm
7.5
Tsunami
5.4
Earthquake
5.1
Winter Weather
5.1
Volcanic Activity
5.1
Strong Wind
4.6
Avalanche
4.5
Landslide
3.5
Wildfire
3.4
Hail
3.0
Riverine Flooding
1.0

How it compares

Cade
6.6
Louisiana avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Cade, Louisiana

Cade, in St. Martin County, is a small unincorporated community situated in the Deep South. Its humid subtropical climate brings very hot summers, mild winters, and exceptionally high humidity, and in particular a lengthy hurricane and tropical storm season. These conditions collectively define the natural hazard environment that Cade residents and property owners must navigate.

Cade's overall natural disaster risk is rated 6.6/10 (High) by FEMA's National Risk Index. The risk of coastal inundation tops the local hazard profile, with the area exposed to storm surge, tidal flooding, and wave action during major coastal storm events. Secondary hazards include hurricane and drought.

Within Louisiana, Cade's risk is, slightly above the 6.1/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of St. Martin County identifies coastal flood as the foremost hazard, followed by hurricane and drought. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Cade's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Cade: Coastal Flooding preparedness

  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.

Local Factors for Cade

These city-level factors differentiate Cade from other communities in St. Martin County and provide geographic context for its hazard exposure.

Population

71

Rural

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 30.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.4/10

Coordinates

30.0818Β° N, 91.9070Β° W

St. Martin County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Cade

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Cade

Other cities in Louisiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.