Natural Disaster Risk in Calcasieu County
Louisiana
Risk Summary for Calcasieu County
Calcasieu County scores 7.8/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Above-average risk β check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Calcasieu County, Louisiana
Calcasieu County, in the United States in Louisiana, is characterized by its humid subtropical climate β very hot summers, mild winters, and exceptionally high humidity. The county faces a lengthy hurricane and tropical storm season, and its FEMA risk assessment establishes the hazard baseline shared by all the towns and cities it contains.
According to FEMA's National Risk Index, Calcasieu County carries an overall risk score of 7.8/10, placing it in the high category. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the JuneβNovember season. The area also faces notable exposure to lightning and coastal flood.
Within Louisiana, Calcasieu County's risk is, considerably above the 6.1/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Calcasieu County identifies hurricane as the foremost hazard, followed by lightning and coastal flood. These rankings reflect the relative frequency and severity of each hazard type in the local environment.
Calcasieu County's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.
What this means for Calcasieu County: Hurricane preparedness
- Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
- Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
- Know your evacuation zone and route before hurricane season begins each June.
Cities in Calcasieu County
ZIP codes in Calcasieu County
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. For informational purposes only.