🌍 ClimateRiskCheck

Natural Disaster Risk in Chalmette

Louisiana

5.2out of 10
Moderate Risk

Risk Summary for Chalmette

Chalmette scores 5.2/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Coastal Flooding Lightning

All 18 Hazard Scores

Hurricane
9.7
Coastal Flooding
9.6
Lightning
7.7
Extreme Heat
7.3
Cold Wave
5.8
Tornado
5.7
Tsunami
5.4
Volcanic Activity
5.1
Wildfire
4.6
Avalanche
4.5
Drought
4.3
Earthquake
4.2
Hail
4.2
Winter Weather
3.4
Ice Storm
3.1
Strong Wind
2.5
Landslide
2.0
Riverine Flooding
1.0

How it compares

Chalmette
5.2
Louisiana avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Chalmette, Louisiana

Chalmette is a city of approximately 22,638 residents in St. Bernard County, along the Gulf Coast. The area experiences very hot summers, mild winters, and exceptionally high humidity, with a lengthy hurricane and tropical storm season shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Chalmette.

According to FEMA's National Risk Index, Chalmette carries an overall risk score of 5.2/10, placing it in the moderate category. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. The area also faces notable exposure to coastal flood and lightning.

Chalmette's risk score, slightly below the 6.1/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for St. Bernard County, the highest-scoring are hurricane, coastal flood, and lightning. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Chalmette residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hurricane is recommended.

What this means for Chalmette: Hurricane preparedness

  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.

Local Factors for Chalmette

These city-level factors differentiate Chalmette from other communities in St. Bernard County and provide geographic context for its hazard exposure.

Population

22,638

Suburban

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 30.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.6/10

Coordinates

29.9571Β° N, 89.9648Β° W

St. Bernard County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Chalmette

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Chalmette

Other cities in Louisiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.