🌍 ClimateRiskCheck

Natural Disaster Risk in Clarks

Louisiana

4.6out of 10
Moderate Risk

Risk Summary for Clarks

Clarks scores 4.6/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Extreme Heat Drought

All 18 Hazard Scores

Hurricane
7.5
Extreme Heat
6.2
Drought
6.0
Ice Storm
5.5
Tsunami
5.4
Strong Wind
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Tornado
4.7
Hail
4.6
Avalanche
4.5
Earthquake
3.7
Wildfire
3.5
Landslide
3.4
Lightning
3.2
Cold Wave
2.5
Winter Weather
1.7
Riverine Flooding
1.0

How it compares

Clarks
4.6
Louisiana avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Clarks, Louisiana

Located in the interior eastern United States in Caldwell County, Clarks is a small unincorporated community. The humid subtropical climate that characterizes this part of Louisiana β€” marked by very hot summers, mild winters, and exceptionally high humidity β€” directly influences the types and severity of natural hazards present, making Clarks a community where hazard awareness has real practical value.

FEMA rates Clarks's composite natural disaster risk at 4.6 out of 10 β€” moderate risk. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the June–November season. Residents should also account for heat and drought risk in their preparedness planning.

Relative to other U.S. communities, Clarks's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 6.1/10 state average. The hazard distribution here is led by hurricane and heat, as measured by FEMA across Caldwell County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Clarks's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hurricane exposure is adequately protected is a worthwhile step for property owners.

What this means for Clarks: Hurricane preparedness

  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.

Local Factors for Clarks

These city-level factors differentiate Clarks from other communities in Caldwell County and provide geographic context for its hazard exposure.

Population

366

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 32.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.5/10

Coordinates

32.0253Β° N, 92.1424Β° W

Caldwell County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Clarks

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Clarks

Other cities in Louisiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.