🌍 ClimateRiskCheck

Natural Disaster Risk in Cloutierville

Louisiana

6.4out of 10
High Risk

Risk Summary for Cloutierville

Cloutierville scores 6.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Extreme Heat Hurricane

All 18 Hazard Scores

Strong Wind
8.9
Extreme Heat
8.8
Hurricane
8.3
Ice Storm
8.2
Hail
7.9
Tornado
6.9
Lightning
6.9
Landslide
6.7
Drought
6.5
Earthquake
6.2
Wildfire
5.7
Winter Weather
5.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Cold Wave
3.0
Riverine Flooding
1.0

How it compares

Cloutierville
6.4
Louisiana avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Cloutierville, Louisiana

Located in the Deep South in Natchitoches County, Cloutierville is a small community of about 544. The humid subtropical climate that characterizes this part of Louisiana β€” marked by very hot summers, mild winters, and exceptionally high humidity β€” directly influences the types and severity of natural hazards present, making Cloutierville a community where hazard awareness has real practical value.

FEMA rates Cloutierville's composite natural disaster risk at 6.4 out of 10 β€” high risk. High-wind events from severe thunderstorms and derechos are the leading hazard, with damaging gusts capable of downing trees and causing widespread structural damage. Residents should also account for heat and hurricane risk in their preparedness planning.

Relative to other U.S. communities, Cloutierville's natural disaster risk is above the U.S. national average of 4.5/10, near the 6.1/10 state average. The hazard distribution here is led by wind and heat, as measured by FEMA across Natchitoches County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Cloutierville's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Cloutierville: Strong Wind preparedness

  • Secure or store outdoor furniture and loose objects that can become projectiles.
  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.

Local Factors for Cloutierville

These city-level factors differentiate Cloutierville from other communities in Natchitoches County and provide geographic context for its hazard exposure.

Population

544

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 31.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.7/10

Coordinates

31.5388Β° N, 92.8956Β° W

Natchitoches County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Cloutierville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Cloutierville

Other cities in Louisiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.