🌍 ClimateRiskCheck

Natural Disaster Risk in Covington

Louisiana

7.9out of 10
High Risk

Risk Summary for Covington

Covington scores 7.9/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Coastal Flooding Extreme Heat

All 18 Hazard Scores

Hurricane
9.9
Coastal Flooding
9.8
Extreme Heat
9.7
Lightning
9.6
Cold Wave
9.4
Wildfire
9.1
Hail
8.9
Tornado
8.8
Strong Wind
8.3
Drought
8.3
Winter Weather
8.2
Ice Storm
8.2
Earthquake
7.1
Tsunami
5.4
Volcanic Activity
5.1
Landslide
4.6
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Covington
7.9
Louisiana avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Covington, Louisiana

Covington, in St. Tammany County, is a city of approximately 41,876 residents situated in the Deep South. Its humid subtropical climate brings very hot summers, mild winters, and exceptionally high humidity, and in particular a lengthy hurricane and tropical storm season. These conditions collectively define the natural hazard environment that Covington residents and property owners must navigate.

Covington's overall natural disaster risk is rated 7.9/10 (High) by FEMA's National Risk Index. Tropical cyclones are the dominant hazard, with the area facing threats from both direct landfalling hurricanes and the outer rain bands and storm surge of systems making landfall nearby. Secondary hazards include coastal flood and heat.

Within Louisiana, Covington's risk is, considerably above the 6.1/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of St. Tammany County identifies hurricane as the foremost hazard, followed by coastal flood and heat. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Covington's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Covington: Hurricane preparedness

  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.

Local Factors for Covington

These city-level factors differentiate Covington from other communities in St. Tammany County and provide geographic context for its hazard exposure.

Population

41,876

Suburban

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 30.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.1/10

Coordinates

30.4618Β° N, 90.1380Β° W

St. Tammany County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Covington

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Covington

Other cities in Louisiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.