🌍 ClimateRiskCheck

Natural Disaster Risk in Cut Off

Louisiana

6.6out of 10
High Risk

Risk Summary for Cut Off

Cut Off scores 6.6/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Coastal Flooding Tornado

All 18 Hazard Scores

Hurricane
9.8
Coastal Flooding
9.7
Tornado
9.5
Extreme Heat
9.3
Drought
8.8
Lightning
8.7
Cold Wave
8.4
Hail
6.8
Strong Wind
6.2
Earthquake
6.1
Winter Weather
6.0
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Landslide
3.4
Wildfire
2.9
Ice Storm
1.8
Riverine Flooding
1.0

How it compares

Cut Off
6.6
Louisiana avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Cut Off, Louisiana

Located along the Gulf Coast in Lafourche County, Cut Off is a town of roughly 8,344 residents. The humid subtropical climate that characterizes this part of Louisiana β€” marked by very hot summers, mild winters, and exceptionally high humidity β€” directly influences the types and severity of natural hazards present, making Cut Off a community where hazard awareness has real practical value.

FEMA rates Cut Off's composite natural disaster risk at 6.6 out of 10 β€” high risk. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the June–November season. Residents should also account for coastal flood and tornado risk in their preparedness planning.

Relative to other U.S. communities, Cut Off's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 6.1/10 state average. The hazard distribution here is led by hurricane and coastal flood, as measured by FEMA across Lafourche County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Cut Off residents benefit from taking preparedness seriously. Reviewing insurance coverage for hurricane and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Cut Off: Hurricane preparedness

  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.

Local Factors for Cut Off

These city-level factors differentiate Cut Off from other communities in Lafourche County and provide geographic context for its hazard exposure.

Population

8,344

Small Town

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 29.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.9/10

Coordinates

29.5181Β° N, 90.2376Β° W

Lafourche County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Cut Off

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Cut Off

Other cities in Louisiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.