🌍 ClimateRiskCheck

Natural Disaster Risk in Georgetown

Louisiana

5.0out of 10
Moderate Risk

Risk Summary for Georgetown

Georgetown scores 5.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Extreme Heat Tornado

All 18 Hazard Scores

Hurricane
7.7
Extreme Heat
7.6
Tornado
6.6
Strong Wind
6.0
Ice Storm
5.7
Tsunami
5.4
Drought
5.1
Volcanic Activity
5.1
Lightning
5.0
Coastal Flooding
4.9
Wildfire
4.7
Avalanche
4.5
Earthquake
4.4
Landslide
3.7
Cold Wave
3.4
Hail
3.1
Winter Weather
2.9
Riverine Flooding
1.0

How it compares

Georgetown
5.0
Louisiana avg.
6.1
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Georgetown, Louisiana

Georgetown is a small community of about 768 in Grant County, in the Deep South. The area experiences very hot summers, mild winters, and exceptionally high humidity, with a lengthy hurricane and tropical storm season shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Georgetown.

FEMA rates Georgetown's composite natural disaster risk at 5.0 out of 10 β€” moderate risk. Tropical cyclones are the dominant hazard, with the area facing threats from both direct landfalling hurricanes and the outer rain bands and storm surge of systems making landfall nearby. Residents should also account for heat and tornado risk in their preparedness planning.

Georgetown's risk score, slightly below the 6.1/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Grant County, the highest-scoring are hurricane, heat, and tornado. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Georgetown residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hurricane is recommended.

What this means for Georgetown: Hurricane preparedness

  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.

Local Factors for Georgetown

These city-level factors differentiate Georgetown from other communities in Grant County and provide geographic context for its hazard exposure.

Population

768

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 31.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.7/10

Coordinates

31.7537Β° N, 92.4744Β° W

Grant County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Georgetown

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Georgetown

Other cities in Louisiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.