🌍 ClimateRiskCheck

Natural Disaster Risk in Melrose

Louisiana

6.4out of 10
High Risk

Risk Summary for Melrose

Melrose scores 6.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Extreme Heat Hurricane

All 18 Hazard Scores

Strong Wind
8.9
Extreme Heat
8.8
Hurricane
8.3
Ice Storm
8.2
Hail
7.9
Tornado
6.9
Lightning
6.9
Landslide
6.7
Drought
6.5
Earthquake
6.2
Wildfire
5.7
Winter Weather
5.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Cold Wave
3.0
Riverine Flooding
1.0

How it compares

Melrose
6.4
Louisiana avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Melrose, Louisiana

Melrose, in Natchitoches County, is a small unincorporated community situated in the Deep South. Its humid subtropical climate brings very hot summers, mild winters, and exceptionally high humidity, and in particular a lengthy hurricane and tropical storm season. These conditions collectively define the natural hazard environment that Melrose residents and property owners must navigate.

Melrose's overall natural disaster risk is rated 6.4/10 (High) by FEMA's National Risk Index. Strong wind is the primary natural hazard, with the area exposed to downburst winds from convective storms that can exceed 80 mph and cause hurricane-level localized damage. Secondary hazards include heat and hurricane.

Within Louisiana, Melrose's risk is, near the 6.1/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Natchitoches County identifies wind as the foremost hazard, followed by heat and hurricane. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Melrose's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Melrose: Strong Wind preparedness

  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.

Local Factors for Melrose

These city-level factors differentiate Melrose from other communities in Natchitoches County and provide geographic context for its hazard exposure.

Population

69

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 31.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.7/10

Coordinates

31.5802Β° N, 92.9414Β° W

Natchitoches County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Melrose

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Melrose

Other cities in Louisiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.