🌍 ClimateRiskCheck

Natural Disaster Risk in Melville

Louisiana

7.4out of 10
High Risk

Risk Summary for Melville

Melville scores 7.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Lightning Hurricane

All 18 Hazard Scores

Drought
9.7
Lightning
9.7
Tornado
9.5
Hurricane
9.5
Cold Wave
9.4
Coastal Flooding
9.2
Extreme Heat
9.0
Ice Storm
8.7
Wildfire
7.0
Strong Wind
6.5
Earthquake
6.4
Hail
6.2
Winter Weather
5.7
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Landslide
4.2
Riverine Flooding
1.0

How it compares

Melville
7.4
Louisiana avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Melville, Louisiana

Melville, in St. Landry County, is a small community of about 1,399 situated in the Deep South. Its humid subtropical climate brings very hot summers, mild winters, and exceptionally high humidity, and in particular a lengthy hurricane and tropical storm season. These conditions collectively define the natural hazard environment that Melville residents and property owners must navigate.

Melville's overall natural disaster risk is rated 7.4/10 (High) by FEMA's National Risk Index. The area faces significant drought exposure, where below-average precipitation over extended periods strains water resources and drives secondary hazards like wildfire and crop failure. Secondary hazards include lightning and hurricane.

Within Louisiana, Melville's risk is, slightly above the 6.1/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of St. Landry County identifies drought as the foremost hazard, followed by lightning and hurricane. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Melville residents benefit from taking preparedness seriously. Reviewing insurance coverage for drought and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Melville: Drought preparedness

  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.

Local Factors for Melville

These city-level factors differentiate Melville from other communities in St. Landry County and provide geographic context for its hazard exposure.

Population

1,399

Small Town

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 30.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.0/10

Coordinates

30.6795Β° N, 91.7966Β° W

St. Landry County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Melville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Melville

Other cities in Louisiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.