🌍 ClimateRiskCheck

Natural Disaster Risk in Milton

Louisiana

7.3out of 10
High Risk

Risk Summary for Milton

Milton scores 7.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Lightning Cold Wave

All 18 Hazard Scores

Hurricane
9.9
Lightning
9.9
Cold Wave
9.8
Extreme Heat
9.4
Coastal Flooding
9.2
Ice Storm
9.2
Drought
8.8
Hail
7.3
Earthquake
7.2
Strong Wind
7.1
Tornado
7.0
Wildfire
5.9
Tsunami
5.4
Volcanic Activity
5.1
Winter Weather
5.0
Avalanche
4.5
Landslide
3.3
Riverine Flooding
1.0

How it compares

Milton
7.3
Louisiana avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Milton, Louisiana

Milton is a small unincorporated community in Lafayette County, in the Deep South. The area experiences very hot summers, mild winters, and exceptionally high humidity, with a lengthy hurricane and tropical storm season shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Milton.

According to FEMA's National Risk Index, Milton carries an overall risk score of 7.3/10, placing it in the high category. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. The area also faces notable exposure to lightning and cold wave.

Milton's risk score, slightly above the 6.1/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Lafayette County, the highest-scoring are hurricane, lightning, and cold wave. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Milton's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Milton: Hurricane preparedness

  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.

Local Factors for Milton

These city-level factors differentiate Milton from other communities in Lafayette County and provide geographic context for its hazard exposure.

Population

24

Rural

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 30.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.9/10

Coordinates

30.1004Β° N, 92.0757Β° W

Lafayette County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Milton

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Milton

Other cities in Louisiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.