🌍 ClimateRiskCheck

Natural Disaster Risk in Monroe

Louisiana

7.4out of 10
High Risk

Risk Summary for Monroe

Monroe scores 7.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Extreme Heat Tornado

All 18 Hazard Scores

Ice Storm
9.8
Tornado
9.7
Extreme Heat
9.7
Strong Wind
9.2
Earthquake
9.1
Lightning
8.9
Hail
8.8
Hurricane
8.6
Cold Wave
7.4
Landslide
6.7
Wildfire
6.2
Winter Weather
6.0
Tsunami
5.4
Drought
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Monroe
7.4
Louisiana avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Monroe, Louisiana

Monroe is a city of approximately 38,354 residents in Ouachita County, in the interior eastern United States. The area experiences very hot summers, mild winters, and exceptionally high humidity, with a lengthy hurricane and tropical storm season shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Monroe.

According to FEMA's National Risk Index, Monroe carries an overall risk score of 7.4/10, placing it in the high category. The area faces significant ice storm exposure, where the thermal profile of the atmosphere during winter storms frequently delivers freezing rain rather than snow. The area also faces notable exposure to heat and tornado.

Monroe's risk score, slightly above the 6.1/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Ouachita County, the highest-scoring are ice storm, heat, and tornado. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Monroe residents benefit from taking preparedness seriously. Reviewing insurance coverage for ice storm and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Monroe: Ice Storm preparedness

  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.

Local Factors for Monroe

These city-level factors differentiate Monroe from other communities in Ouachita County and provide geographic context for its hazard exposure.

Population

38,354

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 32.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.2/10

Coordinates

32.5840Β° N, 92.0135Β° W

Ouachita County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Monroe

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Monroe

Other cities in Louisiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.