Natural Disaster Risk in Montegut

Natural Hazard Profile: Montegut, Louisiana

Montegut is a town of roughly 3,056 residents in Terrebonne County, along the Gulf Coast. The area experiences very hot summers, mild winters, and exceptionally high humidity, with a lengthy hurricane and tropical storm season shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Montegut.

According to FEMA's National Risk Index, Montegut carries an overall risk score of 6.6/10, placing it in the high category. Coastal flood risk defines the local natural hazard environment, with sea-level rise trends gradually increasing the frequency of tidal flooding events alongside storm surge threats. The area also faces notable exposure to hurricane and heat.

Montegut's risk score, slightly above the 6.1/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Terrebonne County, the highest-scoring are coastal flood, hurricane, and heat. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Montegut's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.