🌍 ClimateRiskCheck

Natural Disaster Risk in Montgomery

Louisiana

5.0out of 10
Moderate Risk

Risk Summary for Montgomery

Montgomery scores 5.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Extreme Heat Tornado

All 18 Hazard Scores

Hurricane
7.7
Extreme Heat
7.6
Tornado
6.6
Strong Wind
6.0
Ice Storm
5.7
Tsunami
5.4
Drought
5.1
Volcanic Activity
5.1
Lightning
5.0
Coastal Flooding
4.9
Wildfire
4.7
Avalanche
4.5
Earthquake
4.4
Landslide
3.7
Cold Wave
3.4
Hail
3.1
Winter Weather
2.9
Riverine Flooding
1.0

How it compares

Montgomery
5.0
Louisiana avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Montgomery, Louisiana

Montgomery, in Grant County, is a town of roughly 2,553 residents situated in the Deep South. Its humid subtropical climate brings very hot summers, mild winters, and exceptionally high humidity, and in particular a lengthy hurricane and tropical storm season. These conditions collectively define the natural hazard environment that Montgomery residents and property owners must navigate.

Montgomery's overall natural disaster risk is rated 5.0/10 (Moderate) by FEMA's National Risk Index. Tropical cyclones are the dominant hazard, with the area facing threats from both direct landfalling hurricanes and the outer rain bands and storm surge of systems making landfall nearby. Secondary hazards include heat and tornado.

Within Louisiana, Montgomery's risk is, slightly below the 6.1/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Grant County identifies hurricane as the foremost hazard, followed by heat and tornado. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Montgomery residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hurricane is recommended.

What this means for Montgomery: Hurricane preparedness

  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.

Local Factors for Montgomery

These city-level factors differentiate Montgomery from other communities in Grant County and provide geographic context for its hazard exposure.

Population

2,553

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 31.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.7/10

Coordinates

31.6933Β° N, 92.8613Β° W

Grant County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Montgomery

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Montgomery

Other cities in Louisiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.