Natural Disaster Risk in New Orleans
Louisiana
Risk Summary for New Orleans
New Orleans scores 7.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Above-average risk β check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: New Orleans, Louisiana
Located along the Gulf Coast in Orleans County, New Orleans is a city of approximately 37,253 residents. The humid subtropical climate that characterizes this part of Louisiana β marked by very hot summers, mild winters, and exceptionally high humidity β directly influences the types and severity of natural hazards present, making New Orleans a community where hazard awareness has real practical value.
New Orleans's overall natural disaster risk is rated 7.3/10 (High) by FEMA's National Risk Index. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. Secondary hazards include lightning and cold wave.
Relative to other U.S. communities, New Orleans's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 6.1/10 state average. The hazard distribution here is led by hurricane and lightning, as measured by FEMA across Orleans County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
New Orleans's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.
What this means for New Orleans: Hurricane preparedness
- Know your evacuation zone and route before hurricane season begins each June.
- Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
- Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
Local Factors for New Orleans
These city-level factors differentiate New Orleans from other communities in Orleans County and provide geographic context for its hazard exposure.
Population
37,253
SuburbanGeographic Zone
Gulf Coast
Hurricane, surge & flood risk
Climate Band
Warm Subtropical
Latitude 30.0Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 5.5/10
Coordinates
29.9757Β° N, 90.0873Β° W
Orleans County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for New Orleans
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in New Orleans
Other cities in Louisiana
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.