🌍 ClimateRiskCheck

Natural Disaster Risk in Provencal

Louisiana

6.4out of 10
High Risk

Risk Summary for Provencal

Provencal scores 6.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Extreme Heat Hurricane

All 18 Hazard Scores

Strong Wind
8.9
Extreme Heat
8.8
Hurricane
8.3
Ice Storm
8.2
Hail
7.9
Tornado
6.9
Lightning
6.9
Landslide
6.7
Drought
6.5
Earthquake
6.2
Wildfire
5.7
Winter Weather
5.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Cold Wave
3.0
Riverine Flooding
1.0

How it compares

Provencal
6.4
Louisiana avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Provencal, Louisiana

Provencal, in Natchitoches County, is a small community of about 501 situated in the Deep South. Its humid subtropical climate brings very hot summers, mild winters, and exceptionally high humidity, and in particular a lengthy hurricane and tropical storm season. These conditions collectively define the natural hazard environment that Provencal residents and property owners must navigate.

According to FEMA's National Risk Index, Provencal carries an overall risk score of 6.4/10, placing it in the high category. High-wind events from severe thunderstorms and derechos are the leading hazard, with damaging gusts capable of downing trees and causing widespread structural damage. The area also faces notable exposure to heat and hurricane.

Within Louisiana, Provencal's risk is, near the 6.1/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Natchitoches County identifies wind as the foremost hazard, followed by heat and hurricane. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Provencal residents benefit from taking preparedness seriously. Reviewing insurance coverage for wind and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Provencal: Strong Wind preparedness

  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.

Local Factors for Provencal

These city-level factors differentiate Provencal from other communities in Natchitoches County and provide geographic context for its hazard exposure.

Population

501

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 31.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.7/10

Coordinates

31.4809Β° N, 93.1452Β° W

Natchitoches County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Provencal

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Provencal

Other cities in Louisiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.