🌍 ClimateRiskCheck

Natural Disaster Risk in Ragley

Louisiana

6.3out of 10
High Risk

Risk Summary for Ragley

Ragley scores 6.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Coastal Flooding Hurricane

All 18 Hazard Scores

Lightning
9.1
Coastal Flooding
8.9
Wildfire
8.8
Hurricane
8.8
Ice Storm
8.7
Drought
7.6
Extreme Heat
6.7
Cold Wave
6.0
Tornado
5.5
Hail
5.5
Tsunami
5.4
Volcanic Activity
5.1
Winter Weather
4.7
Avalanche
4.5
Strong Wind
4.4
Earthquake
4.2
Landslide
2.4
Riverine Flooding
1.0

How it compares

Ragley
6.3
Louisiana avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Ragley, Louisiana

Ragley is a town of roughly 5,254 residents in Beauregard County, in the Deep South. The area experiences very hot summers, mild winters, and exceptionally high humidity, with a lengthy hurricane and tropical storm season shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Ragley.

According to FEMA's National Risk Index, Ragley carries an overall risk score of 6.3/10, placing it in the high category. Frequent lightning strikes from an active thunderstorm environment represent the top natural hazard risk, posing safety concerns and causing fire ignitions and power outages. The area also faces notable exposure to coastal flood and hurricane.

Ragley's risk score, near the 6.1/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Beauregard County, the highest-scoring are lightning, coastal flood, and hurricane. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Ragley residents benefit from taking preparedness seriously. Reviewing insurance coverage for lightning and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Ragley: Lightning preparedness

  • Install whole-home surge protection to shield electronics from strike-related power surges.
  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.
  • Avoid plumbing and corded electronics during active thunderstorms.

Local Factors for Ragley

These city-level factors differentiate Ragley from other communities in Beauregard County and provide geographic context for its hazard exposure.

Population

5,254

Small Town

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 30.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.8/10

Coordinates

30.5004Β° N, 93.1428Β° W

Beauregard County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Ragley

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Ragley

Other cities in Louisiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.