🌍 ClimateRiskCheck

Natural Disaster Risk in Simpson

Louisiana

6.3out of 10
High Risk

Risk Summary for Simpson

Simpson scores 6.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Tornado Lightning

All 18 Hazard Scores

Hurricane
9.1
Tornado
8.8
Lightning
8.4
Wildfire
8.2
Ice Storm
8.1
Extreme Heat
7.7
Cold Wave
7.4
Strong Wind
6.9
Winter Weather
5.4
Tsunami
5.4
Landslide
5.1
Volcanic Activity
5.1
Hail
5.0
Coastal Flooding
4.9
Earthquake
4.8
Avalanche
4.5
Drought
1.7
Riverine Flooding
1.0

How it compares

Simpson
6.3
Louisiana avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Simpson, Louisiana

Simpson is a small unincorporated community in Vernon County, in the Deep South. The area experiences very hot summers, mild winters, and exceptionally high humidity, with a lengthy hurricane and tropical storm season shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Simpson.

According to FEMA's National Risk Index, Simpson carries an overall risk score of 6.3/10, placing it in the high category. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. The area also faces notable exposure to tornado and lightning.

Simpson's risk score, near the 6.1/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Vernon County, the highest-scoring are hurricane, tornado, and lightning. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Simpson's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Simpson: Hurricane preparedness

  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.

Local Factors for Simpson

These city-level factors differentiate Simpson from other communities in Vernon County and provide geographic context for its hazard exposure.

Population

348

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 31.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.2/10

Coordinates

31.2772Β° N, 93.0139Β° W

Vernon County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Simpson

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Simpson

Other cities in Louisiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.