🌍 ClimateRiskCheck

Natural Disaster Risk in Vacherie

Louisiana

5.2out of 10
Moderate Risk

Risk Summary for Vacherie

Vacherie scores 5.2/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Hurricane Drought

All 18 Hazard Scores

Coastal Flooding
9.8
Hurricane
9.6
Drought
9.2
Tornado
7.2
Extreme Heat
6.9
Lightning
5.5
Tsunami
5.4
Volcanic Activity
5.1
Cold Wave
5.0
Avalanche
4.5
Hail
4.1
Earthquake
3.9
Ice Storm
3.9
Strong Wind
3.3
Landslide
2.1
Winter Weather
1.9
Wildfire
1.7
Riverine Flooding
1.0

How it compares

Vacherie
5.2
Louisiana avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Vacherie, Louisiana

Located along the Gulf Coast in St. James County, Vacherie is a town of roughly 6,447 residents. The humid subtropical climate that characterizes this part of Louisiana β€” marked by very hot summers, mild winters, and exceptionally high humidity β€” directly influences the types and severity of natural hazards present, making Vacherie a community where hazard awareness has real practical value.

Vacherie's overall natural disaster risk is rated 5.2/10 (Moderate) by FEMA's National Risk Index. Coastal flood risk defines the local natural hazard environment, with sea-level rise trends gradually increasing the frequency of tidal flooding events alongside storm surge threats. Secondary hazards include hurricane and drought.

Relative to other U.S. communities, Vacherie's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 6.1/10 state average. The hazard distribution here is led by coastal flood and hurricane, as measured by FEMA across St. James County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Vacherie residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for coastal flood is recommended.

What this means for Vacherie: Coastal Flooding preparedness

  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.

Local Factors for Vacherie

These city-level factors differentiate Vacherie from other communities in St. James County and provide geographic context for its hazard exposure.

Population

6,447

Small Town

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 30.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.7/10

Coordinates

29.9672Β° N, 90.6934Β° W

St. James County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Vacherie

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Vacherie

Other cities in Louisiana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.