Natural Disaster Risk in Bar Harbor
Maine
6.2out of 10
Risk Summary for Bar Harbor
Above-average natural disaster risk. Several hazards pose meaningful threats. Ensure adequate home and property insurance.
Top Hazards
Coastal Flooding Winter Weather Ice Storm
All 18 Hazard Scores
Coastal Flooding 9.7
Winter Weather 9.6
Ice Storm 9.3
Hurricane 9.2
Avalanche 9.1
Lightning 8.4
Landslide 7.0
Cold Wave 7.0
Drought 6.3
Earthquake 5.7
Tsunami 5.4
Volcanic Activity 5.1
Hail 3.2
Strong Wind 3.0
Tornado 2.6
Extreme Heat 2.3
Wildfire 2.2
Riverine Flooding 1.0
How it compares
Bar Harbor 6.2
Maine avg. 6.2
US national avg. 4.5
Live Conditions
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🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
ZIP Codes in Bar Harbor
Other cities in Maine
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.