🌍 ClimateRiskCheck

Natural Disaster Risk in Blue Hill

Maine

6.2out of 10
High Risk

Risk Summary for Blue Hill

Blue Hill scores 6.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Winter Weather Ice Storm

All 18 Hazard Scores

Coastal Flooding
9.7
Winter Weather
9.6
Ice Storm
9.3
Hurricane
9.2
Avalanche
9.1
Lightning
8.4
Landslide
7.0
Cold Wave
7.0
Drought
6.3
Earthquake
5.7
Tsunami
5.4
Volcanic Activity
5.1
Hail
3.2
Strong Wind
3.0
Tornado
2.6
Extreme Heat
2.3
Wildfire
2.2
Riverine Flooding
1.0

How it compares

Blue Hill
6.2
Maine avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Blue Hill, Maine

Located along the northeastern Atlantic Seaboard in Hancock County, Blue Hill is a town of roughly 2,813 residents. The humid continental climate that characterizes this part of Maine β€” marked by long, harsh winters and brief summers with heavy snowfall β€” directly influences the types and severity of natural hazards present, making Blue Hill a community where hazard awareness has real practical value.

Blue Hill's overall natural disaster risk is rated 6.2/10 (High) by FEMA's National Risk Index. Coastal flood risk defines the local natural hazard environment, with sea-level rise trends gradually increasing the frequency of tidal flooding events alongside storm surge threats. Secondary hazards include winter and ice storm.

Relative to other U.S. communities, Blue Hill's natural disaster risk is above the U.S. national average of 4.5/10, near the 6.2/10 state average. The hazard distribution here is led by coastal flood and winter, as measured by FEMA across Hancock County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Blue Hill's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Blue Hill: Coastal Flooding preparedness

  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.

Local Factors for Blue Hill

These city-level factors differentiate Blue Hill from other communities in Hancock County and provide geographic context for its hazard exposure.

Population

2,813

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 44.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.2/10

Coordinates

44.4182Β° N, 68.5822Β° W

Hancock County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Blue Hill

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Blue Hill

Other cities in Maine

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.