🌍 ClimateRiskCheck

Natural Disaster Risk in Durham

Maine

6.2out of 10
High Risk

Risk Summary for Durham

Durham scores 6.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Ice Storm Hurricane

All 18 Hazard Scores

Winter Weather
9.7
Ice Storm
9.6
Hurricane
9.1
Drought
7.9
Earthquake
7.8
Lightning
7.4
Landslide
6.6
Hail
6.3
Strong Wind
5.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Cold Wave
4.7
Extreme Heat
4.5
Avalanche
4.5
Wildfire
3.4
Tornado
3.0
Riverine Flooding
1.0

How it compares

Durham
6.2
Maine avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Durham, Maine

Durham is a town of roughly 4,262 residents in Androscoggin County, along the northeastern Atlantic Seaboard. The area experiences long, harsh winters and brief summers with heavy snowfall, with powerful nor'easter blizzards shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Durham.

According to FEMA's National Risk Index, Durham carries an overall risk score of 6.2/10, placing it in the high category. The area faces significant winter hazard exposure, with nor'easters, ice storms, or blizzards regularly challenging transportation networks and power infrastructure. The area also faces notable exposure to ice storm and hurricane.

Durham's risk score, near the 6.2/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Androscoggin County, the highest-scoring are winter, ice storm, and hurricane. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Durham residents benefit from taking preparedness seriously. Reviewing insurance coverage for winter and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Durham: Winter Weather preparedness

  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
  • Clear roof snow loads when heavy to prevent structural strain and ice dams.

Local Factors for Durham

These city-level factors differentiate Durham from other communities in Androscoggin County and provide geographic context for its hazard exposure.

Population

4,262

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 44.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.4/10

Coordinates

43.9644Β° N, 70.1295Β° W

Androscoggin County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Durham

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Durham

Other cities in Maine

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.