🌍 ClimateRiskCheck

Natural Disaster Risk in Franklin

Maine

6.2out of 10
High Risk

Risk Summary for Franklin

Franklin scores 6.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Winter Weather Ice Storm

All 18 Hazard Scores

Coastal Flooding
9.7
Winter Weather
9.6
Ice Storm
9.3
Hurricane
9.2
Avalanche
9.1
Lightning
8.4
Landslide
7.0
Cold Wave
7.0
Drought
6.3
Earthquake
5.7
Tsunami
5.4
Volcanic Activity
5.1
Hail
3.2
Strong Wind
3.0
Tornado
2.6
Extreme Heat
2.3
Wildfire
2.2
Riverine Flooding
1.0

How it compares

Franklin
6.2
Maine avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Franklin, Maine

Franklin, in Hancock County, is a small community of about 2,374 situated along the northeastern Atlantic Seaboard. Its humid continental climate brings long, harsh winters and brief summers with heavy snowfall, and in particular powerful nor'easter blizzards. These conditions collectively define the natural hazard environment that Franklin residents and property owners must navigate.

Franklin's overall natural disaster risk is rated 6.2/10 (High) by FEMA's National Risk Index. The risk of coastal inundation tops the local hazard profile, with the area exposed to storm surge, tidal flooding, and wave action during major coastal storm events. Secondary hazards include winter and ice storm.

Within Maine, Franklin's risk is, near the 6.2/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Hancock County identifies coastal flood as the foremost hazard, followed by winter and ice storm. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Franklin residents benefit from taking preparedness seriously. Reviewing insurance coverage for coastal flood and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Franklin: Coastal Flooding preparedness

  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.

Local Factors for Franklin

These city-level factors differentiate Franklin from other communities in Hancock County and provide geographic context for its hazard exposure.

Population

2,374

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 44.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.2/10

Coordinates

44.6346Β° N, 68.2225Β° W

Hancock County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Franklin

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Franklin

Other cities in Maine

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.