Natural Disaster Risk in Lambert Lake
Maine
Risk Summary for Lambert Lake
Lambert Lake scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Lambert Lake, Maine
Located along the northeastern Atlantic Seaboard in Washington County, Lambert Lake is a small unincorporated community. The humid continental climate that characterizes this part of Maine — marked by long, harsh winters and brief summers with heavy snowfall — directly influences the types and severity of natural hazards present, making Lambert Lake a community where hazard awareness has real practical value.
Lambert Lake's overall natural disaster risk is rated 5.6/10 (Moderate) by FEMA's National Risk Index. Coastal flood risk defines the local natural hazard environment, with sea-level rise trends gradually increasing the frequency of tidal flooding events alongside storm surge threats. Secondary hazards include winter and ice storm.
Relative to other U.S. communities, Lambert Lake's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 6.2/10 state average. The hazard distribution here is led by coastal flood and winter, as measured by FEMA across Washington County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Lambert Lake's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that coastal flood exposure is adequately protected is a worthwhile step for property owners.
What this means for Lambert Lake: Coastal Flooding preparedness
- Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
- Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
- Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
Local Factors for Lambert Lake
These city-level factors differentiate Lambert Lake from other communities in Washington County and provide geographic context for its hazard exposure.
Population
11
RuralGeographic Zone
Atlantic Coast
Hurricane, nor'easter & coastal flood risk
Climate Band
Cool Continental
Latitude 45.5°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower — moist climate limits wildfire frequency
Fire score: 3.1/10
Coordinates
45.5222° N, 67.5252° W
Washington County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Lambert Lake
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Lambert Lake
Other cities in Maine
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.