🌍 ClimateRiskCheck

Natural Disaster Risk in Ogunquit

Maine

6.9out of 10
High Risk

Risk Summary for Ogunquit

Ogunquit scores 6.9/10 (High risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Coastal Flooding Hurricane

All 18 Hazard Scores

Ice Storm
9.9
Coastal Flooding
9.8
Hurricane
9.4
Earthquake
8.6
Avalanche
8.2
Lightning
7.4
Winter Weather
7.2
Drought
7.0
Landslide
7.0
Wildfire
6.2
Extreme Heat
5.9
Strong Wind
5.6
Tsunami
5.4
Cold Wave
5.4
Tornado
5.3
Volcanic Activity
5.1
Hail
3.7
Riverine Flooding
1.0

How it compares

Ogunquit
6.9
Maine avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Ogunquit, Maine

Ogunquit is a small community of about 1,379 in York County, along the northeastern Atlantic Seaboard. The area experiences long, harsh winters and brief summers with heavy snowfall, with powerful nor'easter blizzards shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Ogunquit.

FEMA rates Ogunquit's composite natural disaster risk at 6.9 out of 10 β€” high risk. Freezing rain and ice accretion are the primary winter hazard, with glaze ice events capable of downing power lines, snapping tree limbs, and making roads impassable for days. Residents should also account for coastal flood and hurricane risk in their preparedness planning.

Ogunquit's risk score, slightly above the 6.2/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for York County, the highest-scoring are ice storm, coastal flood, and hurricane. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Ogunquit's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Ogunquit: Ice Storm preparedness

  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.

Local Factors for Ogunquit

These city-level factors differentiate Ogunquit from other communities in York County and provide geographic context for its hazard exposure.

Population

1,379

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 43.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.2/10

Coordinates

43.2547Β° N, 70.6110Β° W

York County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Ogunquit

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Ogunquit

Other cities in Maine

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.