Natural Disaster Risk in Pembroke

Natural Hazard Profile: Pembroke, Maine

Pembroke is a small community of about 1,178 in Washington County, along the northeastern Atlantic Seaboard. The area experiences long, harsh winters and brief summers with heavy snowfall, with powerful nor'easter blizzards shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Pembroke.

FEMA rates Pembroke's composite natural disaster risk at 5.6 out of 10 — moderate risk. The risk of coastal inundation tops the local hazard profile, with the area exposed to storm surge, tidal flooding, and wave action during major coastal storm events. Residents should also account for winter and ice storm risk in their preparedness planning.

Pembroke's risk score, slightly below the 6.2/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Washington County, the highest-scoring are coastal flood, winter, and ice storm. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Pembroke's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that coastal flood exposure is adequately protected is a worthwhile step for property owners.