🌍 ClimateRiskCheck

Natural Disaster Risk in Scarborough

Maine

7.3out of 10
High Risk

Risk Summary for Scarborough

Scarborough scores 7.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Ice Storm Coastal Flooding

All 18 Hazard Scores

Winter Weather
9.9
Ice Storm
9.8
Coastal Flooding
9.7
Hurricane
9.4
Lightning
8.7
Earthquake
8.3
Avalanche
8.2
Strong Wind
8.0
Hail
7.9
Landslide
6.8
Cold Wave
6.6
Extreme Heat
6.5
Tsunami
5.4
Volcanic Activity
5.1
Drought
4.8
Wildfire
4.7
Tornado
3.5
Riverine Flooding
1.0

How it compares

Scarborough
7.3
Maine avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Scarborough, Maine

Scarborough, in Cumberland County, is a city of approximately 23,076 residents situated along the northeastern Atlantic Seaboard. Its humid continental climate brings long, harsh winters and brief summers with heavy snowfall, and in particular powerful nor'easter blizzards. These conditions collectively define the natural hazard environment that Scarborough residents and property owners must navigate.

According to FEMA's National Risk Index, Scarborough carries an overall risk score of 7.3/10, placing it in the high category. Winter weather is the dominant natural hazard, with the area facing heavy snowfall, ice accumulation, and bitter cold that can immobilize infrastructure and create dangerous travel conditions. The area also faces notable exposure to ice storm and coastal flood.

Within Maine, Scarborough's risk is, slightly above the 6.2/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Cumberland County identifies winter as the foremost hazard, followed by ice storm and coastal flood. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Scarborough residents benefit from taking preparedness seriously. Reviewing insurance coverage for winter and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Scarborough: Winter Weather preparedness

  • Clear roof snow loads when heavy to prevent structural strain and ice dams.
  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.

Local Factors for Scarborough

These city-level factors differentiate Scarborough from other communities in Cumberland County and provide geographic context for its hazard exposure.

Population

23,076

Suburban

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 43.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.7/10

Coordinates

43.5910Β° N, 70.3683Β° W

Cumberland County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Scarborough

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Scarborough

Other cities in Maine

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.