Natural Disaster Risk in Stillwater
Maine
Risk Summary for Stillwater
Stillwater scores 7.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Above-average risk β check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Stillwater, Maine
Located along the northeastern Atlantic Seaboard in Penobscot County, Stillwater is a small unincorporated community. The humid continental climate that characterizes this part of Maine β marked by long, harsh winters and brief summers with heavy snowfall β directly influences the types and severity of natural hazards present, making Stillwater a community where hazard awareness has real practical value.
Stillwater's overall natural disaster risk is rated 7.0/10 (High) by FEMA's National Risk Index. The area faces significant winter hazard exposure, with nor'easters, ice storms, or blizzards regularly challenging transportation networks and power infrastructure. Secondary hazards include ice storm and coastal flood.
Relative to other U.S. communities, Stillwater's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 6.2/10 state average. The hazard distribution here is led by winter and ice storm, as measured by FEMA across Penobscot County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a high natural disaster risk rating, Stillwater residents benefit from taking preparedness seriously. Reviewing insurance coverage for winter and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.
What this means for Stillwater: Winter Weather preparedness
- Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
- Clear roof snow loads when heavy to prevent structural strain and ice dams.
- Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
Local Factors for Stillwater
These city-level factors differentiate Stillwater from other communities in Penobscot County and provide geographic context for its hazard exposure.
Population
214
RuralGeographic Zone
Atlantic Coast
Hurricane, nor'easter & coastal flood risk
Climate Band
Cool Continental
Latitude 44.9Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 3.8/10
Coordinates
44.9107Β° N, 68.6912Β° W
Penobscot County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Stillwater
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Stillwater
Other cities in Maine
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.