🌍 ClimateRiskCheck

Natural Disaster Risk in Tenants Harbor

Maine

5.8out of 10
Moderate Risk

Risk Summary for Tenants Harbor

Tenants Harbor scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Winter Weather Ice Storm

All 18 Hazard Scores

Coastal Flooding
9.6
Winter Weather
9.2
Ice Storm
9.1
Hurricane
8.9
Landslide
8.7
Avalanche
8.7
Lightning
5.6
Tsunami
5.4
Earthquake
5.3
Volcanic Activity
5.1
Strong Wind
4.6
Drought
4.4
Cold Wave
3.7
Hail
3.0
Wildfire
2.7
Tornado
2.4
Extreme Heat
2.3
Riverine Flooding
1.0

How it compares

Tenants Harbor
5.8
Maine avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Tenants Harbor, Maine

Located along the northeastern Atlantic Seaboard in Knox County, Tenants Harbor is a small community of about 1,543. The humid continental climate that characterizes this part of Maine β€” marked by long, harsh winters and brief summers with heavy snowfall β€” directly influences the types and severity of natural hazards present, making Tenants Harbor a community where hazard awareness has real practical value.

Tenants Harbor's overall natural disaster risk is rated 5.8/10 (Moderate) by FEMA's National Risk Index. Coastal flood risk defines the local natural hazard environment, with sea-level rise trends gradually increasing the frequency of tidal flooding events alongside storm surge threats. Secondary hazards include winter and ice storm.

Relative to other U.S. communities, Tenants Harbor's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 6.2/10 state average. The hazard distribution here is led by coastal flood and winter, as measured by FEMA across Knox County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Tenants Harbor residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for coastal flood is recommended.

What this means for Tenants Harbor: Coastal Flooding preparedness

  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.

Local Factors for Tenants Harbor

These city-level factors differentiate Tenants Harbor from other communities in Knox County and provide geographic context for its hazard exposure.

Population

1,543

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 44.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.7/10

Coordinates

43.9680Β° N, 69.2282Β° W

Knox County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Tenants Harbor

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Tenants Harbor

Other cities in Maine

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.