🌍 ClimateRiskCheck

Natural Disaster Risk in Waite

Maine

5.6out of 10
Moderate Risk

Risk Summary for Waite

Waite scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Winter Weather Ice Storm

All 18 Hazard Scores

Coastal Flooding
9.6
Winter Weather
9.5
Ice Storm
9.4
Hurricane
9.1
Lightning
7.1
Landslide
6.7
Cold Wave
6.1
Drought
5.5
Tsunami
5.4
Earthquake
5.3
Volcanic Activity
5.1
Avalanche
4.5
Wildfire
3.1
Extreme Heat
2.3
Tornado
2.2
Strong Wind
2.2
Hail
2.1
Riverine Flooding
1.0

How it compares

Waite
5.6
Maine avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Waite, Maine

Located along the northeastern Atlantic Seaboard in Washington County, Waite is a small unincorporated community. The humid continental climate that characterizes this part of Maine β€” marked by long, harsh winters and brief summers with heavy snowfall β€” directly influences the types and severity of natural hazards present, making Waite a community where hazard awareness has real practical value.

FEMA rates Waite's composite natural disaster risk at 5.6 out of 10 β€” moderate risk. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. Residents should also account for winter and ice storm risk in their preparedness planning.

Relative to other U.S. communities, Waite's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 6.2/10 state average. The hazard distribution here is led by coastal flood and winter, as measured by FEMA across Washington County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Waite residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for coastal flood is recommended.

What this means for Waite: Coastal Flooding preparedness

  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.

Local Factors for Waite

These city-level factors differentiate Waite from other communities in Washington County and provide geographic context for its hazard exposure.

Population

175

Rural

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 45.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.1/10

Coordinates

45.3474Β° N, 67.6658Β° W

Washington County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Waite

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Waite

Other cities in Maine

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.