🌍 ClimateRiskCheck

Natural Disaster Risk in Dundalk

Maryland

8.3out of 10
Very High Risk

Risk Summary for Dundalk

Dundalk scores 8.3/10 (Very High risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Extreme Heat Lightning

All 18 Hazard Scores

Winter Weather
10.0
Extreme Heat
9.9
Lightning
9.8
Strong Wind
9.6
Coastal Flooding
9.6
Hurricane
9.5
Earthquake
9.3
Cold Wave
9.1
Hail
8.8
Drought
8.5
Tornado
8.3
Avalanche
8.3
Landslide
7.7
Ice Storm
7.4
Tsunami
5.4
Volcanic Activity
5.1
Wildfire
4.7
Riverine Flooding
1.0

How it compares

Dundalk
8.3
Maryland avg.
6.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

High-risk area β€” review your coverage carefully

Properties in very high-risk areas often require specialized coverage that standard homeowners policies do not include. Consider flood insurance through the NFIP, wildfire-specific endorsements, or earthquake riders depending on your top hazards. Premiums in these areas can be significantly higher than average.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Dundalk, Maryland

Dundalk, in Baltimore County, is a city of 59,407 residents situated along the mid-Atlantic coast. Its humid subtropical climate brings warm summers, mild winters, and coastal storm exposure, and in particular tropical storm and nor'easter impacts. These conditions collectively define the natural hazard environment that Dundalk residents and property owners must navigate.

According to FEMA's National Risk Index, Dundalk carries an overall risk score of 8.3/10, placing it in the very high category. Winter weather is the dominant natural hazard, with the area facing heavy snowfall, ice accumulation, and bitter cold that can immobilize infrastructure and create dangerous travel conditions. The area also faces notable exposure to heat and lightning.

Within Maryland, Dundalk's risk is, considerably above the 6.5/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Baltimore County identifies winter as the foremost hazard, followed by heat and lightning. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Given Dundalk's very high risk classification, residents should treat disaster preparedness as a year-round priority. This means maintaining updated homeowners and flood insurance, building a 72-hour emergency kit, knowing the evacuation routes for the primary hazards, and signing up for local emergency alert systems.

What this means for Dundalk: Winter Weather preparedness

  • Clear roof snow loads when heavy to prevent structural strain and ice dams.
  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.

Local Factors for Dundalk

These city-level factors differentiate Dundalk from other communities in Baltimore County and provide geographic context for its hazard exposure.

Population

59,407

Urban

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 39.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.7/10

Coordinates

39.2642Β° N, 76.4954Β° W

Baltimore County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Dundalk

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Dundalk

Other cities in Maryland

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.