Natural Disaster Risk in Hampden County
Massachusetts
7.7out of 10
Risk Summary for Hampden County
Above-average natural disaster risk. Several hazards pose meaningful threats. Ensure adequate home and property insurance.
Top Hazards
Ice Storm Hurricane Strong Wind
All 18 Hazard Scores
Ice Storm 9.6
Hurricane 9.5
Strong Wind 9.3
Earthquake 9.2
Extreme Heat 9.1
Avalanche 8.8
Cold Wave 8.7
Winter Weather 8.6
Tornado 8.5
Hail 8.5
Lightning 7.5
Landslide 7.2
Drought 6.4
Tsunami 5.4
Volcanic Activity 5.1
Coastal Flooding 4.9
Wildfire 4.7
Riverine Flooding 1.0
How it compares
Hampden County 7.7
Massachusetts avg. 6.5
US national avg. 4.5
Live Conditions
Checking live alerts…
🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Cities in Hampden County
Westfield7.7/10Holyoke7.7/10Springfield7.7/10Chicopee7.7/10West Springfield7.7/10Ludlow7.7/10East Longmeadow7.7/10Agawam7.7/10Longmeadow7.7/10Wilbraham7.7/10Feeding Hills7.7/10Indian Orchard7.7/10Southwick7.7/10Palmer7.7/10Monson7.7/10Hampden7.7/10Brimfield7.7/10Holland7.7/10Three Rivers7.7/10Granville7.7/10
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.