🌍 ClimateRiskCheck

Natural Disaster Risk in Medford

Massachusetts

7.9out of 10
High Risk

Risk Summary for Medford

Medford scores 7.9/10 (High risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Earthquake Hurricane

All 18 Hazard Scores

Ice Storm
10.0
Earthquake
9.7
Hurricane
9.7
Lightning
9.7
Extreme Heat
9.6
Strong Wind
9.5
Coastal Flooding
9.4
Tornado
9.1
Cold Wave
9.1
Drought
8.8
Wildfire
7.6
Winter Weather
7.1
Landslide
6.0
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Hail
3.3
Riverine Flooding
1.0

How it compares

Medford
7.9
Massachusetts avg.
6.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Medford, Massachusetts

Medford is a city of 61,730 residents in Middlesex County, along the northeastern Atlantic Seaboard. The area experiences cold winters with heavy snowfall and warm summers, with nor'easter storms bringing heavy snow and coastal flooding shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Medford.

According to FEMA's National Risk Index, Medford carries an overall risk score of 7.9/10, placing it in the high category. The area faces significant ice storm exposure, where the thermal profile of the atmosphere during winter storms frequently delivers freezing rain rather than snow. The area also faces notable exposure to earthquake and hurricane.

Medford's risk score, slightly above the 6.5/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Middlesex County, the highest-scoring are ice storm, earthquake, and hurricane. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Medford residents benefit from taking preparedness seriously. Reviewing insurance coverage for ice storm and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Medford: Ice Storm preparedness

  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.

Local Factors for Medford

These city-level factors differentiate Medford from other communities in Middlesex County and provide geographic context for its hazard exposure.

Population

61,730

Urban

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 42.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.6/10

Coordinates

42.4232Β° N, 71.1088Β° W

Middlesex County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Medford

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Medford

Other cities in Massachusetts

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.