🌍 ClimateRiskCheck

Natural Disaster Risk in Macomb

Michigan

7.5out of 10
High Risk

Risk Summary for Macomb

Macomb scores 7.5/10 (High risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Strong Wind Tornado

All 18 Hazard Scores

Tornado
9.9
Strong Wind
9.9
Cold Wave
9.9
Ice Storm
9.8
Extreme Heat
9.5
Coastal Flooding
9.3
Hail
9.2
Winter Weather
9.0
Lightning
9.0
Earthquake
8.6
Hurricane
6.7
Tsunami
5.4
Volcanic Activity
5.1
Wildfire
4.9
Avalanche
4.5
Landslide
4.4
Drought
1.7
Riverine Flooding
1.0

How it compares

Macomb
7.5
Michigan avg.
5.3
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Macomb, Michigan

Macomb is a city of 58,754 residents in Macomb County, in the Great Lakes region. The area experiences severe winters amplified by lake-effect snow and warm, humid summers, with intense lake-effect snowstorms off Lake Michigan and Lake Erie shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Macomb.

According to FEMA's National Risk Index, Macomb carries an overall risk score of 7.5/10, placing it in the high category. Extreme cold snaps top the local risk profile, with Arctic front passages causing rapid and severe temperature drops that challenge both infrastructure and outdoor safety. The area also faces notable exposure to wind and tornado.

Macomb's risk score, considerably above the 5.3/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Macomb County, the highest-scoring are cold wave, wind, and tornado. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Macomb residents benefit from taking preparedness seriously. Reviewing insurance coverage for cold wave and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Macomb: Cold Wave preparedness

  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.
  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.

Local Factors for Macomb

These city-level factors differentiate Macomb from other communities in Macomb County and provide geographic context for its hazard exposure.

Population

58,754

Urban

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Cool Continental

Latitude 42.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.9/10

Coordinates

42.6499Β° N, 82.9296Β° W

Macomb County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Macomb

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Macomb

Other cities in Michigan

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.