Natural Disaster Risk in Oakland County
Michigan
7.6out of 10
Risk Summary for Oakland County
Above-average natural disaster risk. Several hazards pose meaningful threats. Ensure adequate home and property insurance.
Top Hazards
Ice Storm Tornado Cold Wave
All 18 Hazard Scores
Tornado 10.0
Ice Storm 10.0
Strong Wind 9.9
Cold Wave 9.9
Extreme Heat 9.8
Hail 9.5
Winter Weather 9.3
Earthquake 8.8
Lightning 8.5
Landslide 8.1
Hurricane 6.7
Wildfire 6.3
Tsunami 5.4
Volcanic Activity 5.1
Coastal Flooding 4.9
Avalanche 4.5
Drought 1.7
Riverine Flooding 1.0
How it compares
Oakland County 7.6
Michigan avg. 5.3
US national avg. 4.5
Live Conditions
Checking live alerts…
🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Cities in Oakland County
Rochester7.6/10South Lyon7.6/10Royal Oak7.6/10West Bloomfield7.6/10Oak Park7.6/10Madison Heights7.6/10Troy7.6/10Farmington7.6/10Oxford7.6/10Pontiac7.6/10Southfield7.6/10Waterford7.6/10Clarkston7.6/10Auburn Hills7.6/10Commerce Township7.6/10Novi7.6/10Walled Lake7.6/10Holly7.6/10Birmingham7.6/10Ferndale7.6/10
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.