🌍 ClimateRiskCheck

Natural Disaster Risk in Ada

Minnesota

4.7out of 10
Moderate Risk

Risk Summary for Ada

Ada scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Hail Winter Weather

All 18 Hazard Scores

Drought
8.0
Hail
7.4
Winter Weather
7.1
Cold Wave
6.6
Ice Storm
6.3
Wildfire
5.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Strong Wind
4.5
Avalanche
4.5
Landslide
3.6
Tornado
3.3
Hurricane
2.4
Extreme Heat
2.4
Lightning
1.7
Earthquake
1.5
Riverine Flooding
1.0

How it compares

Ada
4.7
Minnesota avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Ada, Minnesota

Located in the northern tier of the continental United States in Norman County, Ada is a small community of about 2,292. The continental climate that characterizes this part of Minnesota β€” marked by some of the harshest winters in the lower 48 and warm summers β€” directly influences the types and severity of natural hazards present, making Ada a community where hazard awareness has real practical value.

FEMA rates Ada's composite natural disaster risk at 4.7 out of 10 β€” moderate risk. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. Residents should also account for hail and winter risk in their preparedness planning.

Relative to other U.S. communities, Ada's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.2/10 state average. The hazard distribution here is led by drought and hail, as measured by FEMA across Norman County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Ada residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for drought is recommended.

What this means for Ada: Drought preparedness

  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.

Local Factors for Ada

These city-level factors differentiate Ada from other communities in Norman County and provide geographic context for its hazard exposure.

Population

2,292

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Northern Continental

Latitude 47.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.4/10

Coordinates

47.3581Β° N, 96.5232Β° W

Norman County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Ada

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Ada

Other cities in Minnesota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.