🌍 ClimateRiskCheck

Natural Disaster Risk in Akeley

Minnesota

5.0out of 10
Moderate Risk

Risk Summary for Akeley

Akeley scores 5.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Winter Weather Drought

All 18 Hazard Scores

Landslide
7.8
Winter Weather
7.7
Drought
7.2
Wildfire
7.1
Cold Wave
6.2
Tsunami
5.4
Strong Wind
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Tornado
4.6
Avalanche
4.5
Hail
4.3
Lightning
3.7
Ice Storm
3.3
Extreme Heat
3.2
Hurricane
2.4
Earthquake
1.6
Riverine Flooding
1.0

How it compares

Akeley
5.0
Minnesota avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Akeley, Minnesota

Akeley, in Hubbard County, is a small community of about 1,614 situated in the northern tier of the continental United States. Its continental climate brings some of the harshest winters in the lower 48 and warm summers, and in particular severe blizzards and spring tornado outbreaks. These conditions collectively define the natural hazard environment that Akeley residents and property owners must navigate.

According to FEMA's National Risk Index, Akeley carries an overall risk score of 5.0/10, placing it in the moderate category. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. The area also faces notable exposure to winter and drought.

Within Minnesota, Akeley's risk is, near the 5.2/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Hubbard County identifies landslide as the foremost hazard, followed by winter and drought. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Akeley's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for Akeley: Landslide preparedness

  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.

Local Factors for Akeley

These city-level factors differentiate Akeley from other communities in Hubbard County and provide geographic context for its hazard exposure.

Population

1,614

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 47.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.1/10

Coordinates

46.9598Β° N, 94.6852Β° W

Hubbard County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Akeley

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Akeley

Other cities in Minnesota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.