🌍 ClimateRiskCheck

Natural Disaster Risk in Albertville

Minnesota

6.1out of 10
High Risk

Risk Summary for Albertville

Albertville scores 6.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Hail Tornado

All 18 Hazard Scores

Strong Wind
9.6
Hail
9.1
Tornado
8.3
Winter Weather
7.6
Extreme Heat
7.5
Lightning
6.8
Wildfire
6.6
Ice Storm
6.6
Landslide
6.4
Tsunami
5.4
Cold Wave
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Drought
4.1
Earthquake
2.6
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Albertville
6.1
Minnesota avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Albertville, Minnesota

Albertville, in Wright County, is a city of approximately 13,482 residents situated in the northern tier of the continental United States. Its continental climate brings some of the harshest winters in the lower 48 and warm summers, and in particular severe blizzards and spring tornado outbreaks. These conditions collectively define the natural hazard environment that Albertville residents and property owners must navigate.

According to FEMA's National Risk Index, Albertville carries an overall risk score of 6.1/10, placing it in the high category. High-wind events from severe thunderstorms and derechos are the leading hazard, with damaging gusts capable of downing trees and causing widespread structural damage. The area also faces notable exposure to hail and tornado.

Within Minnesota, Albertville's risk is, slightly above the 5.2/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Wright County identifies wind as the foremost hazard, followed by hail and tornado. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Albertville's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Albertville: Strong Wind preparedness

  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.

Local Factors for Albertville

These city-level factors differentiate Albertville from other communities in Wright County and provide geographic context for its hazard exposure.

Population

13,482

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 45.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.6/10

Coordinates

45.2445Β° N, 93.6622Β° W

Wright County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Albertville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Albertville

Other cities in Minnesota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.