🌍 ClimateRiskCheck

Natural Disaster Risk in Altura

Minnesota

5.6out of 10
Moderate Risk

Risk Summary for Altura

Altura scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Hail Cold Wave

All 18 Hazard Scores

Landslide
9.1
Hail
8.6
Cold Wave
8.3
Tornado
7.9
Winter Weather
6.9
Extreme Heat
6.3
Drought
5.6
Tsunami
5.4
Lightning
5.3
Strong Wind
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Ice Storm
4.8
Avalanche
4.5
Wildfire
2.7
Hurricane
2.4
Earthquake
2.3
Riverine Flooding
1.0

How it compares

Altura
5.6
Minnesota avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Altura, Minnesota

Located in the interior eastern United States in Winona County, Altura is a small community of about 1,171. The continental climate that characterizes this part of Minnesota β€” marked by some of the harshest winters in the lower 48 and warm summers β€” directly influences the types and severity of natural hazards present, making Altura a community where hazard awareness has real practical value.

Altura's overall natural disaster risk is rated 5.6/10 (Moderate) by FEMA's National Risk Index. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. Secondary hazards include hail and cold wave.

Relative to other U.S. communities, Altura's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.2/10 state average. The hazard distribution here is led by landslide and hail, as measured by FEMA across Winona County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Altura's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for Altura: Landslide preparedness

  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.

Local Factors for Altura

These city-level factors differentiate Altura from other communities in Winona County and provide geographic context for its hazard exposure.

Population

1,171

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 44.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.7/10

Coordinates

44.1328Β° N, 91.9728Β° W

Winona County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Altura

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Altura

Other cities in Minnesota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.