🌍 ClimateRiskCheck

Natural Disaster Risk in Annandale

Minnesota

6.1out of 10
High Risk

Risk Summary for Annandale

Annandale scores 6.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Hail Tornado

All 18 Hazard Scores

Strong Wind
9.6
Hail
9.1
Tornado
8.3
Winter Weather
7.6
Extreme Heat
7.5
Lightning
6.8
Wildfire
6.6
Ice Storm
6.6
Landslide
6.4
Tsunami
5.4
Cold Wave
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Drought
4.1
Earthquake
2.6
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Annandale
6.1
Minnesota avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Annandale, Minnesota

Annandale is a town of roughly 7,326 residents in Wright County, in the northern tier of the continental United States. The area experiences some of the harshest winters in the lower 48 and warm summers, with severe blizzards and spring tornado outbreaks shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Annandale.

FEMA rates Annandale's composite natural disaster risk at 6.1 out of 10 β€” high risk. Strong wind is the primary natural hazard, with the area exposed to downburst winds from convective storms that can exceed 80 mph and cause hurricane-level localized damage. Residents should also account for hail and tornado risk in their preparedness planning.

Annandale's risk score, slightly above the 5.2/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Wright County, the highest-scoring are wind, hail, and tornado. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Annandale's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Annandale: Strong Wind preparedness

  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.
  • Confirm your policy covers wind damage and keep an inventory of property for claims.

Local Factors for Annandale

These city-level factors differentiate Annandale from other communities in Wright County and provide geographic context for its hazard exposure.

Population

7,326

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 45.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.6/10

Coordinates

45.2446Β° N, 94.1164Β° W

Wright County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Annandale

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Annandale

Other cities in Minnesota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.