🌍 ClimateRiskCheck

Natural Disaster Risk in Becker

Minnesota

5.8out of 10
Moderate Risk

Risk Summary for Becker

Becker scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Hail Wildfire

All 18 Hazard Scores

Strong Wind
8.9
Hail
8.1
Wildfire
7.9
Tornado
7.4
Drought
6.6
Lightning
6.6
Extreme Heat
6.4
Cold Wave
6.0
Winter Weather
5.8
Ice Storm
5.6
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Landslide
4.8
Avalanche
4.5
Hurricane
2.4
Earthquake
1.8
Riverine Flooding
1.0

How it compares

Becker
5.8
Minnesota avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Becker, Minnesota

Becker, in Sherburne County, is a city of approximately 10,321 residents situated in the northern tier of the continental United States. Its continental climate brings some of the harshest winters in the lower 48 and warm summers, and in particular severe blizzards and spring tornado outbreaks. These conditions collectively define the natural hazard environment that Becker residents and property owners must navigate.

According to FEMA's National Risk Index, Becker carries an overall risk score of 5.8/10, placing it in the moderate category. High-wind events from severe thunderstorms and derechos are the leading hazard, with damaging gusts capable of downing trees and causing widespread structural damage. The area also faces notable exposure to hail and wildfire.

Within Minnesota, Becker's risk is, slightly above the 5.2/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Sherburne County identifies wind as the foremost hazard, followed by hail and wildfire. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Becker residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wind is recommended.

What this means for Becker: Strong Wind preparedness

  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.

Local Factors for Becker

These city-level factors differentiate Becker from other communities in Sherburne County and provide geographic context for its hazard exposure.

Population

10,321

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 45.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.9/10

Coordinates

45.4294Β° N, 93.8356Β° W

Sherburne County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Becker

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Becker

Other cities in Minnesota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.