🌍 ClimateRiskCheck

Natural Disaster Risk in Brewster

Minnesota

5.7out of 10
Moderate Risk

Risk Summary for Brewster

Brewster scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Winter Weather Cold Wave

All 18 Hazard Scores

Hail
9.3
Winter Weather
9.2
Cold Wave
7.8
Tornado
7.7
Ice Storm
7.7
Strong Wind
7.3
Drought
7.1
Tsunami
5.4
Extreme Heat
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Lightning
4.0
Landslide
3.5
Wildfire
3.0
Earthquake
3.0
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Brewster
5.7
Minnesota avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Brewster, Minnesota

Located in the interior eastern United States in Nobles County, Brewster is a small community of about 1,188. The continental climate that characterizes this part of Minnesota β€” marked by some of the harshest winters in the lower 48 and warm summers β€” directly influences the types and severity of natural hazards present, making Brewster a community where hazard awareness has real practical value.

Brewster's overall natural disaster risk is rated 5.7/10 (Moderate) by FEMA's National Risk Index. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. Secondary hazards include winter and cold wave.

Relative to other U.S. communities, Brewster's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.2/10 state average. The hazard distribution here is led by hail and winter, as measured by FEMA across Nobles County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Brewster residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hail is recommended.

What this means for Brewster: Hail preparedness

  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.

Local Factors for Brewster

These city-level factors differentiate Brewster from other communities in Nobles County and provide geographic context for its hazard exposure.

Population

1,188

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 43.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.0/10

Coordinates

43.7116Β° N, 95.4670Β° W

Nobles County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Brewster

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Brewster

Other cities in Minnesota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.