🌍 ClimateRiskCheck

Natural Disaster Risk in Brook Park

Minnesota

4.4out of 10
Moderate Risk

Risk Summary for Brook Park

Brook Park scores 4.4/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Wildfire Hail

All 18 Hazard Scores

Cold Wave
7.0
Wildfire
6.8
Hail
5.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Lightning
4.8
Landslide
4.8
Tornado
4.6
Avalanche
4.5
Drought
4.2
Strong Wind
3.7
Ice Storm
3.7
Extreme Heat
3.6
Winter Weather
2.8
Hurricane
2.4
Earthquake
1.4
Riverine Flooding
1.0

How it compares

Brook Park
4.4
Minnesota avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Brook Park, Minnesota

Brook Park is a small community of about 2,201 in Kanabec County, in the northern tier of the continental United States. The area experiences some of the harshest winters in the lower 48 and warm summers, with severe blizzards and spring tornado outbreaks shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Brook Park.

According to FEMA's National Risk Index, Brook Park carries an overall risk score of 4.4/10, placing it in the moderate category. Extreme cold snaps top the local risk profile, with Arctic front passages causing rapid and severe temperature drops that challenge both infrastructure and outdoor safety. The area also faces notable exposure to wildfire and hail.

Brook Park's risk score, slightly below the 5.2/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Kanabec County, the highest-scoring are cold wave, wildfire, and hail. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Brook Park residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for cold wave is recommended.

What this means for Brook Park: Cold Wave preparedness

  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.
  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.

Local Factors for Brook Park

These city-level factors differentiate Brook Park from other communities in Kanabec County and provide geographic context for its hazard exposure.

Population

2,201

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 46.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.8/10

Coordinates

45.9751Β° N, 93.1222Β° W

Kanabec County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Brook Park

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Brook Park

Other cities in Minnesota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.