🌍 ClimateRiskCheck

Natural Disaster Risk in Brooten

Minnesota

4.6out of 10
Moderate Risk

Risk Summary for Brooten

Brooten scores 4.6/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Cold Wave Landslide

All 18 Hazard Scores

Winter Weather
7.4
Cold Wave
6.5
Landslide
6.0
Hail
5.8
Tsunami
5.4
Volcanic Activity
5.1
Drought
4.9
Coastal Flooding
4.9
Strong Wind
4.5
Extreme Heat
4.5
Avalanche
4.5
Wildfire
4.4
Tornado
3.9
Ice Storm
3.7
Lightning
2.6
Hurricane
2.4
Earthquake
1.6
Riverine Flooding
1.0

How it compares

Brooten
4.6
Minnesota avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Brooten, Minnesota

Brooten, in Pope County, is a small community of about 1,461 situated in the northern tier of the continental United States. Its continental climate brings some of the harshest winters in the lower 48 and warm summers, and in particular severe blizzards and spring tornado outbreaks. These conditions collectively define the natural hazard environment that Brooten residents and property owners must navigate.

Brooten's overall natural disaster risk is rated 4.6/10 (Moderate) by FEMA's National Risk Index. Severe winter storms top the local risk profile, bringing blizzard conditions, ice storms, and extreme cold that pose health risks and cause extensive property and infrastructure damage. Secondary hazards include cold wave and landslide.

Within Minnesota, Brooten's risk is, slightly below the 5.2/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Pope County identifies winter as the foremost hazard, followed by cold wave and landslide. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Brooten's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that winter exposure is adequately protected is a worthwhile step for property owners.

What this means for Brooten: Winter Weather preparedness

  • Clear roof snow loads when heavy to prevent structural strain and ice dams.
  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.

Local Factors for Brooten

These city-level factors differentiate Brooten from other communities in Pope County and provide geographic context for its hazard exposure.

Population

1,461

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 45.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.4/10

Coordinates

45.4996Β° N, 95.1499Β° W

Pope County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Brooten

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Brooten

Other cities in Minnesota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.