🌍 ClimateRiskCheck

Natural Disaster Risk in Brownsville

Minnesota

4.6out of 10
Moderate Risk

Risk Summary for Brownsville

Brownsville scores 4.6/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Hail Cold Wave

All 18 Hazard Scores

Landslide
9.0
Hail
7.1
Cold Wave
6.9
Tsunami
5.4
Volcanic Activity
5.1
Tornado
4.9
Drought
4.9
Coastal Flooding
4.9
Avalanche
4.5
Extreme Heat
4.4
Hurricane
3.8
Winter Weather
3.8
Lightning
3.3
Ice Storm
3.1
Strong Wind
2.8
Wildfire
2.0
Earthquake
1.6
Riverine Flooding
1.0

How it compares

Brownsville
4.6
Minnesota avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Brownsville, Minnesota

Brownsville, in Houston County, is a small community of about 1,040 situated in the interior eastern United States. Its continental climate brings some of the harshest winters in the lower 48 and warm summers, and in particular severe blizzards and spring tornado outbreaks. These conditions collectively define the natural hazard environment that Brownsville residents and property owners must navigate.

According to FEMA's National Risk Index, Brownsville carries an overall risk score of 4.6/10, placing it in the moderate category. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. The area also faces notable exposure to hail and cold wave.

Within Minnesota, Brownsville's risk is, slightly below the 5.2/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Houston County identifies landslide as the foremost hazard, followed by hail and cold wave. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Brownsville's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for Brownsville: Landslide preparedness

  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.

Local Factors for Brownsville

These city-level factors differentiate Brownsville from other communities in Houston County and provide geographic context for its hazard exposure.

Population

1,040

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 43.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.0/10

Coordinates

43.6144Β° N, 91.2941Β° W

Houston County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Brownsville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Brownsville

Other cities in Minnesota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.