🌍 ClimateRiskCheck

Natural Disaster Risk in Butterfield

Minnesota

4.8out of 10
Moderate Risk

Risk Summary for Butterfield

Butterfield scores 4.8/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Drought Cold Wave

All 18 Hazard Scores

Winter Weather
7.9
Drought
7.8
Cold Wave
7.2
Strong Wind
6.1
Hail
6.0
Tsunami
5.4
Tornado
5.1
Volcanic Activity
5.1
Extreme Heat
4.9
Coastal Flooding
4.9
Ice Storm
4.8
Avalanche
4.5
Landslide
3.1
Lightning
2.8
Hurricane
2.4
Earthquake
2.2
Wildfire
2.0
Riverine Flooding
1.0

How it compares

Butterfield
4.8
Minnesota avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Butterfield, Minnesota

Butterfield is a small community of about 983 in Watonwan County, in the interior eastern United States. The area experiences some of the harshest winters in the lower 48 and warm summers, with severe blizzards and spring tornado outbreaks shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Butterfield.

FEMA rates Butterfield's composite natural disaster risk at 4.8 out of 10 β€” moderate risk. Severe winter storms top the local risk profile, bringing blizzard conditions, ice storms, and extreme cold that pose health risks and cause extensive property and infrastructure damage. Residents should also account for drought and cold wave risk in their preparedness planning.

Butterfield's risk score, slightly below the 5.2/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Watonwan County, the highest-scoring are winter, drought, and cold wave. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Butterfield residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for winter is recommended.

What this means for Butterfield: Winter Weather preparedness

  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
  • Clear roof snow loads when heavy to prevent structural strain and ice dams.

Local Factors for Butterfield

These city-level factors differentiate Butterfield from other communities in Watonwan County and provide geographic context for its hazard exposure.

Population

983

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 44.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.0/10

Coordinates

43.9608Β° N, 94.7914Β° W

Watonwan County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Butterfield

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Butterfield

Other cities in Minnesota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.