🌍 ClimateRiskCheck

Natural Disaster Risk in Clinton

Minnesota

4.2out of 10
Moderate Risk

Risk Summary for Clinton

Clinton scores 4.2/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Winter Weather Hail

All 18 Hazard Scores

Winter Weather
6.7
Cold Wave
6.7
Hail
5.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Ice Storm
4.8
Avalanche
4.5
Landslide
4.2
Wildfire
4.0
Extreme Heat
4.0
Tornado
3.3
Drought
3.3
Strong Wind
3.1
Hurricane
2.4
Lightning
1.8
Earthquake
1.7
Riverine Flooding
1.0

How it compares

Clinton
4.2
Minnesota avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Clinton, Minnesota

Located in the northern tier of the continental United States in Big Stone County, Clinton is a small community of about 734. The continental climate that characterizes this part of Minnesota β€” marked by some of the harshest winters in the lower 48 and warm summers β€” directly influences the types and severity of natural hazards present, making Clinton a community where hazard awareness has real practical value.

FEMA rates Clinton's composite natural disaster risk at 4.2 out of 10 β€” moderate risk. Arctic air outbreaks are the leading natural hazard, with temperature plunges to dangerous lows capable of causing hypothermia and widespread infrastructure failures. Residents should also account for winter and hail risk in their preparedness planning.

Relative to other U.S. communities, Clinton's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.2/10 state average. The hazard distribution here is led by cold wave and winter, as measured by FEMA across Big Stone County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Clinton's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that cold wave exposure is adequately protected is a worthwhile step for property owners.

What this means for Clinton: Cold Wave preparedness

  • Keep emergency heat and supplies ready in case of cold-related power outages.
  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.

Local Factors for Clinton

These city-level factors differentiate Clinton from other communities in Big Stone County and provide geographic context for its hazard exposure.

Population

734

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 45.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.0/10

Coordinates

45.4532Β° N, 96.4482Β° W

Big Stone County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Clinton

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Clinton

Other cities in Minnesota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.