🌍 ClimateRiskCheck

Natural Disaster Risk in Comfrey

Minnesota

5.3out of 10
Moderate Risk

Risk Summary for Comfrey

Comfrey scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Winter Weather Strong Wind

All 18 Hazard Scores

Cold Wave
9.1
Winter Weather
8.4
Strong Wind
7.5
Drought
6.9
Hail
6.8
Tornado
6.2
Landslide
5.8
Ice Storm
5.7
Tsunami
5.4
Volcanic Activity
5.1
Extreme Heat
5.0
Coastal Flooding
4.9
Avalanche
4.5
Wildfire
3.4
Hurricane
2.4
Earthquake
2.0
Lightning
1.8
Riverine Flooding
1.0

How it compares

Comfrey
5.3
Minnesota avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Comfrey, Minnesota

Comfrey is a small community of about 795 in Brown County, in the interior eastern United States. The area experiences some of the harshest winters in the lower 48 and warm summers, with severe blizzards and spring tornado outbreaks shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Comfrey.

According to FEMA's National Risk Index, Comfrey carries an overall risk score of 5.3/10, placing it in the moderate category. Extreme cold snaps top the local risk profile, with Arctic front passages causing rapid and severe temperature drops that challenge both infrastructure and outdoor safety. The area also faces notable exposure to winter and wind.

Comfrey's risk score, near the 5.2/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Brown County, the highest-scoring are cold wave, winter, and wind. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Comfrey's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that cold wave exposure is adequately protected is a worthwhile step for property owners.

What this means for Comfrey: Cold Wave preparedness

  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.
  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.

Local Factors for Comfrey

These city-level factors differentiate Comfrey from other communities in Brown County and provide geographic context for its hazard exposure.

Population

795

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 44.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.4/10

Coordinates

44.1148Β° N, 94.8902Β° W

Brown County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Comfrey

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Comfrey

Other cities in Minnesota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.