🌍 ClimateRiskCheck

Natural Disaster Risk in Crow Wing County

Minnesota

6.0out of 10
High Risk

Risk Summary for Crow Wing County

Crow Wing County scores 6.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Strong Wind Wildfire

All 18 Hazard Scores

Cold Wave
9.2
Strong Wind
8.0
Wildfire
7.9
Hail
7.7
Lightning
7.5
Landslide
7.0
Tornado
6.6
Winter Weather
6.4
Extreme Heat
6.3
Ice Storm
5.8
Tsunami
5.4
Volcanic Activity
5.1
Drought
5.0
Coastal Flooding
4.9
Avalanche
4.5
Hurricane
2.4
Earthquake
2.2
Riverine Flooding
1.0

How it compares

Crow Wing County
6.0
Minnesota avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Crow Wing County, Minnesota

Crow Wing County is located in the United States in Minnesota, home to roughly 66,020 residents. The county experiences some of the harshest winters in the lower 48 and warm summers, with severe blizzards and spring tornado outbreaks shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

FEMA rates Crow Wing County's composite natural disaster risk at 6.0 out of 10 β€” high risk. Cold wave events are the primary hazard risk, driven by periodic invasions of Arctic air that drive wind chills to life-threatening levels and stress heating systems. Residents should also account for wind and wildfire risk in their preparedness planning.

Crow Wing County's risk score, slightly above the 5.2/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Crow Wing County, the highest-scoring are cold wave, wind, and wildfire. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Crow Wing County's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Crow Wing County: Cold Wave preparedness

  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.
  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.

Cities in Crow Wing County

ZIP codes in Crow Wing County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.