Natural Disaster Risk in Cushing

Natural Hazard Profile: Cushing, Minnesota

Located in the northern tier of the continental United States in Morrison County, Cushing is a small community of about 1,537. The continental climate that characterizes this part of Minnesota — marked by some of the harshest winters in the lower 48 and warm summers — directly influences the types and severity of natural hazards present, making Cushing a community where hazard awareness has real practical value.

FEMA rates Cushing's composite natural disaster risk at 5.6 out of 10 — moderate risk. Lightning from frequent convective storms is the leading natural hazard, with above-average strike density creating risks for outdoor activities, trees, and sensitive infrastructure. Residents should also account for wildfire and hail risk in their preparedness planning.

Relative to other U.S. communities, Cushing's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.2/10 state average. The hazard distribution here is led by lightning and wildfire, as measured by FEMA across Morrison County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Cushing's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that lightning exposure is adequately protected is a worthwhile step for property owners.